The state of Rhode Island requires motorists to be covered by an auto insurance policy if they want to be out on the roads. There are minimum coverage requirements in place, but the auto insurance experts at Caluori Insurance will work with you through the entire list of coverage options. Since we are an independent insurance agency, we partner with many companies to find you reliable coverage at a reasonable price.
To comply with Rhode Island laws, drivers need to be insured for liability, bodily injury, and liability of property damage. This protects the other person if you are at fault in an accident, and they are injured, or their property was damaged.
Motorists also have an option to purchase uninsured or underinsured motorist coverage. This protects you if the other person is at fault in the accident, and they either don't have auto insurance or their coverage isn't sufficient to cover your costs.
Insurance companies also offer other types of optional auto insurance coverage, including collision, which pays to repair your car if it is damaged in an accident. There is also the option to buy coverage if your vehicle is physically damaged by bad weather or by crime. You can purchase additional medical coverage to help with those expenses if you are injured in an accident. Rental car reimbursement coverage is also available to assist with the cost of renting a car while your car is at the shop. It is also possible to buy towing coverage if your car becomes disabled and has to be towed to a mechanic.
Call an agent at Caluori Insurance in Rhode Island today to begin exploring the auto insurance coverage that is right for you. Our network of companies allows us to shop around and find excellent coverage for your vehicle. Contact our office to get started with a quote.
